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Owning a holiday home in the sunny Algarve, the garden island of Madeira or the beautiful mainland should be a joy that you'll want to share with friends, and maybe even let out to holidaymakers. Unfortunately, owning a holiday home, villa or apartment in Portugal is never worry-free, but there are steps you can take to minimise that worry, and the most important is to insure it comprehensively.

Insurance is a complicated purchase in a foreign country, particularly for a holiday home, but it's an area where you can't afford to take risks. You need cover that states exactly what you're covered for, and what the exclusions are. Cover that's both comprehensive and straightforward.

Schofields offer comprehensive insurance for holiday homes in Portugal. Our policies are written in plain English, so you don't need to worry about unfamiliar insurance exclusions or language barriers that occur when dealing with foreign insurers. Should you need to claim, you'll speak to our UK-based experts.

You are covered regardless of whether your holiday home is used by yourself, let to friends and family or rented as a commercial holiday let.

What makes our holiday home insurance in Portugal different?

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Note: upon review of applications, Underwriters may apply terms.

A Schofields policy covers all this and so much more

No insurance policy covers absolutely every eventuality and even Schofields have some exclusions - but rather than hiding them in the small print we're right up front with the facts. Before taking out any insurance policy you should read the policy document so you know what will and won’t be covered.

You can download the full policy below.

Important Portugal Holiday Home Insurance Documents

View the policy documents:

Looking for Portugal holiday home insurance?

Why choose us?

Got a question? With nearly 40 years of experience insuring holiday homes, our experienced staff are here to help. You can contact us here or call 01204 365080. Alternatively, getting a quote is straightforward - click on the 'Start your quote' button below.

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